3. Ratio analysis
Test of Profitability
1) Return on Equity (ROE)
Return on equity relates income earned to the investment made by owner. This ratio reflects the simple fact that investors expect to earn more money if they invest more money. SK Energy’s ROE in 2008 is 13.1% (I already explained this measure above). As a result, SK Energy earned 13.1 percent on the owner’s investment. By co
assesses the project about development feasibility and future cash flow analysis and holds the land as collateral. Qualifications for a loan are given to corporations and owned businesses. Use is limited to land acquisition financing (토지매입자금), construction financing(공사자금), project financing(사업자금), etc. for the project. Bank loan limits up to within 20% of all equity ca
ration of the risk functions, which convert loss estimates into regulatory capital requirements. The Committee also required that banks conduct stress tests that consider the downward migration of their credit portfolios in a recession.
In addition, the Committee has put in place a comprehensive data collection initiative to assess the impact of the Basel II framework on its member countries o
Ⅰ. 금융리스크의 개념
금융리스크에 관해 많은 연구와 논의가 이루어지고 있음에도 불구하고 그 용어 자체에 대해서는 명확히 정의되지 않고 있는데 이는 개별적인 하위리스크의 정의나 측정지표가 명확한 것과 비교된다. 금융리스크는 통상 경제주체가 보유한 금융자산이 금융시장과 관련하여 노
3.2 Key competencies, capabilities, and resources
3.2.1 Key competencies and capabilities
Key Keyword Focused Anchor Text from External Links
Anchor Text is the visible, clickable text in a hyperlink. In modern browsers, it is usually blue and underlined
External Link Popularity
The major search engines use many metrics to determine the value of external links. Some of these metrics incl
물론 체지방이 어느 정도 이상으로 과잉 축적되어 비만이 유발되었다고 즉각적으로 건강상의 문제가 발생되는 것은 아니지만 비만인 경우 심장질환, 뇌졸증, 고혈압, 당뇨, 암, 관절염 등 각종 성인병의 발병률이 높아지고 그 자체로서도 용모의 손상이나 신체적 기능의 저하를 가져오기 때문에 비만은
Ⅰ. 서론
노인인구는 그 유례를 찾아볼 수 없을 정도로 급속하게 증가하여, 2019년에는 총 인구 중 65세 이상 인구가 14%를 넘는 고령사회로의 진입이 예상되고 있다. 베이비부머의 실버층 진입으로 새로운 소비 주체인 신 실버층이라 할 수 있는 ‘액티브시니어’의 등장은 시니어 마켓에서 능동적인
Ⅰ. Introduction
According to Perry there is a particular predisposition in public sector called PSM Acronym of Public Service Motivation
.(Perry, 1990) PSM is an altruistic motivation to serve for the people and nation. It is a essence of intrinsic motivation what public officials must have and try to have. However recent event Gwanpia Gwanpia, A.K.A 관피아 is combination of words Gwan,
An issue about CHD
Junk food elevates the attack rate of
diabetes and coronary heart disease
Minesota University in America Professor Andrew O. Odegaard
Conducting a survey of Chinese Singaporean
When having fast food more than twice in a week,
the attack rate of diabetes is 27% and the death rate
of coronary disease is elevated 56%
compared with no eating fast food at all.
The prof
1)Concept of Biotope
Biotope
: an area of uniform environmental conditions providing a living place for a specific assemblage of plants and animals
: the concept of habitat as a prerequisite for an organism's existence